2027 tax brackets and standard deduction
Every filing status, 2026 next to 2027, with how far each bracket moved. Want your own number instead? Compare your tax.
2027: Projected2027 numbers are projections from Bloomberg Tax and Thomson Reuters, based on the inflation data the IRS uses. The IRS usually publishes the official 2027 numbers in October or early November. We'll switch to the official numbers the day they're out.
Brackets by filing status
Rates stay the same (10% to 37%); the income ranges move up with inflation. Brackets apply to taxable income: your income after the standard deduction.
| Rate | 2026 taxable income | 2027 taxable income (projected) | Bracket edge moves | 2026 tax before this bracket | 2027 tax before this bracket |
|---|---|---|---|---|---|
| 10% | $0 to $12,400 | $0 to $12,800 | +$400 (+3.2%) | $0 | $0 |
| 12% | $12,400 to $50,400 | $12,800 to $52,025 | +$1,625 (+3.2%) | $1,240 | $1,280 |
| 22% | $50,400 to $105,700 | $52,025 to $109,125 | +$3,425 (+3.2%) | $5,800 | $5,987 |
| 24% | $105,700 to $201,775 | $109,125 to $208,325 | +$6,550 (+3.2%) | $17,966 | $18,549 |
| 32% | $201,775 to $256,225 | $208,325 to $264,550 | +$8,325 (+3.2%) | $41,024 | $42,357 |
| 35% | $256,225 to $640,600 | $264,550 to $661,375 | +$20,775 (+3.2%) | $58,448 | $60,349 |
| 37% | Over $640,600 | Over $661,375 | +$20,775 (+3.2%) | $192,979.25 | $199,237.75 |
“Tax before this bracket” is the tax on all the income below the bracket: you pay that, plus the bracket's rate on each dollar above its start.
Use single in the calculator| Rate | 2026 taxable income | 2027 taxable income (projected) | Bracket edge moves | 2026 tax before this bracket | 2027 tax before this bracket |
|---|---|---|---|---|---|
| 10% | $0 to $24,800 | $0 to $25,600 | +$800 (+3.2%) | $0 | $0 |
| 12% | $24,800 to $100,800 | $25,600 to $104,050 | +$3,250 (+3.2%) | $2,480 | $2,560 |
| 22% | $100,800 to $211,400 | $104,050 to $218,250 | +$6,850 (+3.2%) | $11,600 | $11,974 |
| 24% | $211,400 to $403,550 | $218,250 to $416,650 | +$13,100 (+3.2%) | $35,932 | $37,098 |
| 32% | $403,550 to $512,450 | $416,650 to $529,100 | +$16,650 (+3.2%) | $82,048 | $84,714 |
| 35% | $512,450 to $768,700 | $529,100 to $793,650 | +$24,950 (+3.2%) | $116,896 | $120,698 |
| 37% | Over $768,700 | Over $793,650 | +$24,950 (+3.2%) | $206,583.50 | $213,290.50 |
“Tax before this bracket” is the tax on all the income below the bracket: you pay that, plus the bracket's rate on each dollar above its start.
Use married filing jointly in the calculator| Rate | 2026 taxable income | 2027 taxable income (projected) | Bracket edge moves | 2026 tax before this bracket | 2027 tax before this bracket |
|---|---|---|---|---|---|
| 10% | $0 to $17,700 | $0 to $18,250 | +$550 (+3.1%) | $0 | $0 |
| 12% | $17,700 to $67,450 | $18,250 to $69,650 | +$2,200 (+3.3%) | $1,770 | $1,825 |
| 22% | $67,450 to $105,700 | $69,650 to $109,100 | +$3,400 (+3.2%) | $7,740 | $7,993 |
| 24% | $105,700 to $201,750 | $109,100 to $208,300 | +$6,550 (+3.2%) | $16,155 | $16,672 |
| 32% | $201,750 to $256,200 | $208,300 to $264,550 | +$8,350 (+3.3%) | $39,207 | $40,480 |
| 35% | $256,200 to $640,600 | $264,550 to $661,350 | +$20,750 (+3.2%) | $56,631 | $58,480 |
| 37% | Over $640,600 | Over $661,350 | +$20,750 (+3.2%) | $191,171 | $197,360 |
“Tax before this bracket” is the tax on all the income below the bracket: you pay that, plus the bracket's rate on each dollar above its start.
Use head of household in the calculator| Rate | 2026 taxable income | 2027 taxable income (projected) | Bracket edge moves | 2026 tax before this bracket | 2027 tax before this bracket |
|---|---|---|---|---|---|
| 10% | $0 to $12,400 | $0 to $12,800 | +$400 (+3.2%) | $0 | $0 |
| 12% | $12,400 to $50,400 | $12,800 to $52,025 | +$1,625 (+3.2%) | $1,240 | $1,280 |
| 22% | $50,400 to $105,700 | $52,025 to $109,125 | +$3,425 (+3.2%) | $5,800 | $5,987 |
| 24% | $105,700 to $201,775 | $109,125 to $208,325 | +$6,550 (+3.2%) | $17,966 | $18,549 |
| 32% | $201,775 to $256,225 | $208,325 to $264,550 | +$8,325 (+3.2%) | $41,024 | $42,357 |
| 35% | $256,225 to $384,350 | $264,550 to $396,825 | +$12,475 (+3.2%) | $58,448 | $60,349 |
| 37% | Over $384,350 | Over $396,825 | +$12,475 (+3.2%) | $103,291.75 | $106,645.25 |
“Tax before this bracket” is the tax on all the income below the bracket: you pay that, plus the bracket's rate on each dollar above its start.
Use married filing separately in the calculator| Rate | 2026 taxable income | 2027 taxable income (projected) | Bracket edge moves | 2026 tax before this bracket | 2027 tax before this bracket |
|---|---|---|---|---|---|
| 10% | $0 to $24,800 | $0 to $25,600 | +$800 (+3.2%) | $0 | $0 |
| 12% | $24,800 to $100,800 | $25,600 to $104,050 | +$3,250 (+3.2%) | $2,480 | $2,560 |
| 22% | $100,800 to $211,400 | $104,050 to $218,250 | +$6,850 (+3.2%) | $11,600 | $11,974 |
| 24% | $211,400 to $403,550 | $218,250 to $416,650 | +$13,100 (+3.2%) | $35,932 | $37,098 |
| 32% | $403,550 to $512,450 | $416,650 to $529,100 | +$16,650 (+3.2%) | $82,048 | $84,714 |
| 35% | $512,450 to $768,700 | $529,100 to $793,650 | +$24,950 (+3.2%) | $116,896 | $120,698 |
| 37% | Over $768,700 | Over $793,650 | +$24,950 (+3.2%) | $206,583.50 | $213,290.50 |
“Tax before this bracket” is the tax on all the income below the bracket: you pay that, plus the bracket's rate on each dollar above its start.
Use qualifying surviving spouse in the calculatorStandard deduction, credits and other amounts
| Item | 2026 | 2027 | Change |
|---|---|---|---|
| Standard deduction: single or married filing separately | $16,100 | $16,600Projected | +$500 (+3.1%) |
| Standard deduction: married filing jointly or surviving spouse | $32,200 | $33,200Projected | +$1,000 (+3.1%) |
| Standard deduction: head of householdBloomberg Tax and Wolters Kluwer suggest $24,950; the official figure may land on either. | $24,150 | $24,900Projected | +$750 (+3.1%) |
| Extra for 65+ or blind, married (each) | $1,650 | $1,700Projected | +$50 (+3.0%) |
| Extra for 65+ or blind, unmarried (each) | $2,050 | $2,100Projected | +$50 (+2.4%) |
| Child Tax Credit (per child under 17)2027: one source (Thomson Reuters). | $2,200 | $2,300Projected | +$100 (+4.5%) |
| Refundable part of the Child Tax Credit (per child)2027: one source (Thomson Reuters). | $1,700 | $1,800Projected | +$100 (+5.9%) |
| Senior deduction (per person 65+)Set by law, not indexed. Shrinks by 6% of income over $75,000 ($150,000 joint). Ends after 2028. | $6,000 | $6,000 | No change |
| Charity deduction without itemizing$2,000 on a joint return. Set by law, not indexed. | $1,000 | $1,000 | No change |
| Child Tax Credit phase-out starts (income)$400,000 on a joint return. Set by law, not indexed. | $200,000 | $200,000 | No change |
| SALT cap for itemizers (info only)Rises 1% a year by law; reduced for income over $505,000 (2026) / $510,050 (2027), never below $10,000. | $40,400 | $40,804 | +$404 (+1.0%) |
Which year's table do I use?
Filing your return in early 2027? That's tax year 2026: use the 2026 column. The 2027 numbers are for income you earn during 2027, filed in early 2028. Your paychecks start using them in January 2027.
Sources
- 2026: IRS Rev. Proc. 2025-32 (opens in a new tab)Verified (primary)
- 2027: Thomson Reuters Checkpoint · Bloomberg Tax (opens in a new tab)Projected
Full list with dates on Sources & method. Last updated .